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Industries & Areas of Application

Financial Institutions

Behavioral Scoring

As soon as customers start behave in a certain way e.g. paying in time, paying with delays or maybe not paying regularly than the financial institution is starting to collect very important information day after day and month after month.

This data but also behavioural data related not only to the payment behaviour of a customer e.g. social and demographic behaviour data is becoming an absolutely crucial component which allows financial institutions to analyse the creditworthiness and business potential of their customers much more precisely.

Behavioural data is related not only to private persons but there is also behavioural data of companies which has to be collected and used for analysis, in the process of scoring model development and scoring model management.