Cnet Group is certified sales and consulting partner of PROSPERO AG since 2005

PRO - Direct Rating

Based on the principles of Balanced Scorecards PRO-Direct Rating is a universal tool which provides Scoring and Rating estimation for any kind of customers and financial products. Complete Business Process Management is an integral part of the multilingual web based solution


Application Form

 


Score Card Structure

 


Total Rating Report

 


Enterprise Strategy Map


Business Process
Menagement

 


Management Dashboard

 


Enterprise Performance
Management

The fully integrated Rating & Scoring system PRO-Direct Rating comprises standard or “Classical” functionalities for evaluation of the creditworthiness of different types of customers with highly advanced process and performance management functionalities in one piece of software

Scoring cards are defined in a very flexible and user friendly way. The scoring algorithms do not have to be programmed but can e.g. be directly taken from PRO-CR and updated. The system is not restricted to one group of products it can be used for any kind of financial products

Calculation of Credit Rating / Scoring of any types of customers/products 

  • Retail Customers
  • Large Corporate Customers
  • SME
  • Credit Cards Customers
  • etc.
The multidimensional reporting allows building any kind of reports, monitor trends, define KRI’s and KPI’s and monitor them in a real time modus. Moreover all related processes are managed in parallel. This way the system provides the possibility to connect different management areas with each other and have a unified picture of the current state of the organization “from above” of course with the possibility to have drill-down up to the very low level.Based on the principal of Balanced Score Cards (BSC) the system is used by over 50 organizations worldwide Business Process Management and Enterprise Performance Managements are combined in one universal Management Information System (MIS).

Online and real-time management of All related processes

  • Calculation of Credit Rating/Scoring
  • Loan Generation Process
  • Credit Approval Process
  • Controlling Procedures
  • Compliance
  • etc.

Basic Characteristics of the Software

  • Web Based
  • Multilingual
  • The system provides complete:
    • Data Management
    • Process Management and Workflows
    • Real-time Surveillance and Early Warning System
    • Limit Management
    • Project and Recourses Management
    • Document Management
    • Model Management
      • Access Rights
      • Back Up
      • Model Historzation
  • Supports ANY Import and Export Formats
  • Supports ANY Data Bases