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Credit Culture Coaching ™
The concept of Credit Culture Coaching consist in supporting entrepreneurs in their activities of founding a company and starting their own business or supporting existing companies in the successful realization of new long term projects.
Using sophisticated enterprise management methodologies, best practices and tools in cooperation with our local partners: Banks, non-banking financial institutions, financial intermediaries as well as consulting companies we are providing support to Small and Medium sized Enterprises (SME), Microenterprises, Start-Ups and Enterpreneurs right from the beginning of their activities. The whole business cycle starting form creation of a business plan up to the realization of the business idea and every day online controlling is covered and offered as integral part of the CCC™ concept.
The idea behind CCC™ is to prepare young and inexperienced entrepreneurs or SME without extensive knowledge and management experience the best way possible for their negotiations with banks and other financial institutions which will facilitate and provide funding for the realization of their projects. Our target is to increase the chances of Start-Ups and SME to get better funding conditions and these ways significantly increase their chances to be successful and profitable in a long term perspective.
We also aim to increase the credit culture of young entrepreneurs and couch them on how they should manage their businesses in the best way possible so that they gain on stability and have financial institutions always on their side ready to finance their new business ideas and projects.
At the same time we solve several problems which seem to be very acute for the banks and financial institutions. Having a direct online control on the activities of our customers we guarantee full transparency and consistency of the financial data of the company. The possibility to manipulate financial data cannot be fully liquidated but is drastically reduced.
Besides, applying our unique analytical tools for Credit Rating Calibration and Optimization we can by far more precisely estimate the probability of a customer to be insolvent and can by far more precisely analyze and forecast the reasons of a future default. The access to a huge data pool from a partner network in 6 European countries allows us to have a significant amount of historical data at our disposal which is used day by day for the ongoing calibration and optimization of our credit rating and scoring models.
We deliberately focus on the areas where our customers seem to have problems and try together with them to elaborate a strategy how performance in those critical areas can be improved and together find the way forward. We also work with customers which have crossed the red line and are in financial troubles. In this area we cooperate with financial institutions applying our CCC™ concept taking care on those companies and trying to bring them back on track.
Having the direct control over the financial results day by day, analyzing it all with the most advanced analytical tools for precise estimation of the probability of default and combining it with a sound concept of ongoing coaching, support and control we are on the best way to become reliable business partners not only for Start-Ups and SME’s but also for Banks and Financial institutions.
For many financial institutions our “Quality Seal” about the creditworthiness of our customers is the best prove for the correctness and accuracy of provided information.